Terms of Use

Joomta is an online news and referral platform that pays you for referring people to Joomta.com


The Joomta website is owned by Joomta Web solutions. These Terms of Service ('Terms') govern your usage of and access to the Joomta Website (henceforth referred to as 'Platform'). The terms "we," "us," and "our" refer to Joomta Web solutions. The term "you" refers to you, as a user of our Platform. Please carefully read through these terms and send us an email (via [email protected]) regarding any questions you might have.


1. Using Joomta

You may use our Platform only if you agree to our Terms of Service and Privacy policy, and only in compliance with these Terms and all applicable laws. When you create an account with us, you must provide us with factual and up-to-date information regarding yourself or the commercial, governmental, or non-governmental organization or entity you represent. Usage of our Platform by individuals under the age of 18 is not allowed. If you are accepting these Terms and using the Platform on behalf of a commercial, governmental, or non-governmental organization or entity, then "you" as used in this document covers you and that organization or entity, and you represent and warrant that you are authorized to grant the permissions and licenses provided in these Terms and bind the organization or entity to these Terms, and that you agree to these Terms on the entity's behalf. You may use the Platform only in compliance with these Terms and all applicable local, state, national, and international laws, rules and regulations.


Your use of our Platform is subject to our terms and conditions set out herein, and by using our Platform you are agreeing, and you are signifying your agreement, to be bound by these terms and conditions. You are also responsible for ensuring that all persons who access our Platform through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.


The information contained on our Platform is provided on an “as is” basis and for general information purposes only. The information is provided by Joomta Web solutions and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Platform or the information, products, services, or related graphics contained on the Platform for any purpose. Any reliance you place on such information is therefore strictly at your own risk.


Every effort is made to keep our Platform up and running smoothly. However, Joomta Web solutions takes no responsibility for, and will not be liable for, the Platform being temporarily unavailable due to technical issues beyond our control.


Before making any decision or taking any action that may affect your financial position or status, consult with a qualified professional. Joomta Web solutions is not responsible for any loss sustained by any person using this Platform or service.


BY SIGNING UP, AS APPLICABLE, OR BY CONTINUING TO PARTICIPATE IN THE SERVICE FOLLOWING OUR PUBLICATION OF THE REVISED VERSION OF THESE TERMS ON OUR PLATFORM, YOU (A) CONFIRM THAT YOU ARE AWARE AND COMPLY WITH THE PRESENT TERMS AND AGREE TO BE BOUND BY THESE TERMS; (B) ACKNOWLEDGE AND AGREE THAT YOU HAVE INDEPENDENTLY EVALUATED THE DESIRABILITY OF PARTICIPATING IN THE PROGRAM AND ARE NOT RELYING ON ANY REPRESENTATION, GUARANTEE, OR STATEMENT OTHER THAN AS EXPRESSLY SET FORTH IN THESE TERMS; AND (C) HEREBY REPRESENT AND WARRANT THAT YOU ARE AUTHORIZED AND LAWFULLY ABLE TO ENTER INTO THESE TERMS AND THAT YOU ARE AND WILL REMAIN IN COMPLIANCE WITH THESE TERMS.



Our license to you

Subject to these Terms and our Privacy Policy, we grant you a global, nonexclusive, nontransferable, revocable, limited license to use our Platform.


2. Payments to Users

Joomta is an online news and referral platform that pays you a specific sum of money whenever someone you refer joins Joomta.com, and that also pays you a small sum of money each time you comment on a news headline in your Joomta.com account.


The maximum number of people you're allowed to refer in a month is 100 people.


The maximum number of news headlines you're allowed to comment on in a day is 50 news headlines.


For Free Members of Joomta.com: If you're a Free Member of Joomta.com (i.e. you joined Joomta for free without paying any joining fee), in order to be paid your total earnings at the end of a month, you'll need to refer at least 7 people in each week of that month (Please note that this only applies if you are a Free Member of Joomta.com who joined without paying without paying any form of joining fee).


For Paid Members of Joomta.com: If you are a Paid Member of Joomta.com (i.e. you paid a Joining Fee of N450 or N400 in order to join Joomta.com), you'll need to refer at least 2 people in each week of the month in order to be paid your earnings at the end of the month.


Joomta pays referrers on the third day of the next month. If you satisfy either of the above requirements (the Minimum Referral Requirement for Free Members if you are a Free Member of Joomta, or the Minimum Referral Requirement for Paid Members if you're a Paid Member of Joomta.com), your unpaid earnings will be paid into your Bank Account on the third day of the next month. If the 3rd day of a month falls on a weekend (Saturday or Sunday) or on a Holiday, you’ll be paid on the working day immediately following that weekend or holiday.


You are responsible for all applicable taxes associated with any possible payments you receive from Joomta. You also hereby indemnify Joomta Web solutions against all losses suffered or incurred by the Joomta Web solutions arising out of or in connection with any payment made to you.


You are responsible for supplying valid bank account details in in order for payment to be made to you, if the details you provided are wrong, it is your responsibility to notify us by email at least 3 business days before payment due date. You will bear payment fees if required. In any event, all payments will be made into the Bank Account details specified in your personal account on our Platform.


All payments are processed automatically. We may, in our sole discretion, refuse to process a payment (and may place a payment hold) on your account for any reason, block your account and terminate your membership, if you violate any of these Terms, including if we have a reasonable suspicion that you have breached any clause of these Terms. We also reserve the right to set-off any amount you owe us, including for breaches of these Terms. We assume no responsibility for paying any taxes on payments made to you, and you acknowledge and agree that it is your complete and sole responsibility to pay for all taxes as a consequence of any possible payments you receive from our Platform.


You on your own shall ensure the ability to receive payments from Joomta Web solutions to a specified bank account. If the receipt of remuneration or other payment is delayed or failed because of your non-compliance with this clause (including if the failure or delay is caused by a third party payment service provider you are using), Joomta Web solutions shall not be responsible for violation of terms of payment.


If you believe that any fault in transaction has taken place, you agree to notify us immediately, and we will make all possible efforts to eliminate delays or errors in payment processing. Unless your claim been submitted within 15 days after the charge, you will have waived, to the fullest extent permitted by law, all claims against Joomta Web solutions related to the transaction. If you experience a technical failure or interruption of services that causes your funding transaction to fail, you may request that your transaction be completed at a later time.


By entering into these Terms, you agree to receive payments from Joomta Web solutions, or from its affiliates, subsidiaries, agents, sub-contractors or distributors.



3. Fraudulent Activity

YOU MAY NOT CHEAT, DEFRAUD OR MISLEAD US, OR ATTEMPT TO CHEAT, DEFRAUD OR MISLEAD US, IN ANY MANNER.


You are expressly prohibited from promoting your Joomta.com referral link (The referral link given to you on the "How to Refer People" page for you to use in referring people to Joomta.com, in order for them to signup up on Joomta.com through you) using any form of offline or online paid advertising methods. Paid advertising methods that are prohibited from being used in advertising a Joomta.com referral link include but are not limited to: Google AdWords, Facebook Ads, Paid Adverts on Websites, Paid Advert on Newspapers, or any other form of Paid Offline or Online Advertising method where you pay money to advertise your Joomta.com referral link. Your Joomta.com referral link must only be advertised using free, non-paid methods such as sharing your Joomta.com referral link to people on Facebook, Instagram, WhatsApp, Twitter, or any other Social Media platform, posting your Joomta.com referral link on Internet Forums, and via sharing of Offline Flyers bearing your Joomta.com referral link to people.


You are expressly prohibited from using any means, devices or arrangements to commit fraud, violate any applicable law, interfere with other users or falsify information in connection with the Platform or for generation of remuneration. These prohibited activities include but are not limited to: using “spiders”, ”bots”, or any other automated service or services to auto-comment or automatically comment on Joomta.com news headlines. In any case Joomta Web solutions shall make all determinations about fraudulent activity in its sole discretion.


If a Joomta User is suspected of any fraudulent activity, Joomta Web solutions shall have the right to lock the erring User's Account, to withhold Payment and to take all necessary legal actions to restore the damage caused by this violation. All payments earned in a User account with fraudulent activities will be witheld and will not be paid to the User who owns that user account.



4. Regarding Links to Third-Party Sites and Services

Our Platform features adverts that link to third-party websites. We do not endorse nor are we affiliated with any such third party sites (whether commercial or non-commercial). Accessing a third-party site is at your own risk and we bear no liability arising from access, use, or misuse of a third-party site or service.



5. Security

We care about the security of our Users. While we work hard to protect the security of your account, We cannot guarantee that unauthorized third parties will not be able to defeat our security measures. You bear the responsibility for maintaining the confidentiality of any password associated with your Joomta account, and assume full responsibility for all activities that occur within your account (unless we inadvertently cause a security breach). Please notify us immediately of any suspected unauthorized usage or compromise of your account.



6. Rights to Intellectual Property

The Joomta Website (the 'Platform') is owned by Joomta Web solutions All rights to, interest in, and title to the trademarks, service marks, and trade names displayed on the Platform, are the property of Joomta Web solutions, and are protected by copyrights, trademarks, patents, or other proprietary rights and laws.

All trademarks, service marks, logos and designs used on the Platform, whether registered or unregistered, are owned by Joomta Web solutions or other third parties. You may not use or display any trademarks, service marks, logos or designs owned by Joomta Web solutions or other concerned third parties without prior written consent.

It is our policy, in appropriate circumstances and at our sole discretion, to terminate the accounts of users who repeatedly infringe or are repeatedly charged with infringing the copyrights or other intellectual property rights of others.



7. On Termination of an Account

We reserve the right to terminate any account that violates any of our Terms of Use.

Following the termination or deactivation of a User account, all Content posted by that User account are removed from Joomta within 60 days of account termination.



8. Indemnnity

You agree to indemnify and hold harmless Joomta and its owner(s), developers, employees, investors, advisors, and directors, from and against any suits, proceedings, demands, claims, liabilities, damages, costs, fees, losses, expenses, and disputes, including but not limited to costs of legal defense against suits, claims or proceedings claims, suits or proceedings brought by aggrieved third parties that are in any way arising from (i) your usage of our Platform, or (ii) your breach of any of our Terms.



9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Joomta Web solutions SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE Platform; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE Platform, INCLUDING WITHOUT LIMITATION, ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES; OR (C) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN NO EVENT SHALL Joomta's AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE Platform EXCEED ONE HUNDRED NIGERIAN NAIRA (Dh100.00).



General Terms

10. A. Waiver and Severability

The failure of Joomta Web solutions to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. In the event that any provision of these Terms is held to be invalid or unenforceable, then that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.



11. Assignment, Governing Law and Jurisdiction

Joomta Web solutions may assign these Terms to a subsidiary or business successor. You may not assign these Terms without the prior written consent of Joomta Web solutions, which shall not be unreasonably withheld.


These Terms and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with it or its subject matter or formation shall be governed by and construed in accordance with the the laws of the Federal Republic of Nigeria.


Each party irrevocably agrees, for the sole benefit of Joomta Web solutions that, subject as provided below, the courts and all applicable laws of the Federal Republic of Nigeria shall have exclusive jurisdiction over any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with these Terms or its subject matter or formation. Nothing in this clause shall limit the right of Joomta Web solutions to take proceedings against Publisher in any other court of competent jurisdiction, nor shall the taking of proceedings in any one or more jurisdictions preclude the taking of proceedings in any other jurisdictions, whether concurrently or not, to the extent permitted by the law of such other jurisdiction.




12. Entire Agreement

These Terms and our Privacy Policy are the entire and exclusive agreement between Joomta Web solutions and you regarding our Platform, and these Terms supersede and replace any prior agreements between Joomta Web solutions and you regarding the Platform. Other than Joomta Web solutions, no other person or company will be third party beneficiaries to the Terms.

We may revise these Terms from time to time, and we will notify you of changes to these Terms which we in our sole discretion believe to be significant and material by posting a notice on the account page of every Joomta.com user. By continuing to access or use the Services after those revisions become effective, you agree to be bound by the revised Terms.